DGG Xclusive Finmart Pvt. Ltd.

Terms of Service

Effective Date: 1st of July 2025
Company Name: DGG Xclusive Finmart Pvt. Ltd.
Website: xclusivefinmart.com

At DGG Xclusive Finmart Pvt. Ltd., we are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our financial consultancy services.


1. Information We Collect

We may collect the following types of personal and financial information:

  • Personal Identification Information – Name, date of birth, address, phone number, email, identification documents, etc.

  • Financial Information – Investment details, income information, insurance policies, pension data, asset portfolio, etc.

  • Usage Data – IP address, browser type, pages visited, time spent on site, and other analytical data.

  • Communication Records – Emails, phone call logs, chat messages, and notes from consultations.


2. How We Use Your Information

We use your information to:

  • Provide and manage our financial consultancy services.

  • Recommend suitable investment, insurance, or retirement products.

  • Communicate with you regarding services, updates, and client support.

  • Comply with legal and regulatory requirements.

  • Improve our services, website, and customer experience.


3. Sharing of Information

We may share your personal data with:

  • Authorised third parties and partners (e.g., insurance companies, investment platforms) when necessary to provide our services.

  • Regulatory authorities, auditors, or legal representatives if legally required or to protect our legal interests.

  • Technology providers who help us operate our website or secure our data (e.g., cloud services, analytics tools).

We never sell your data to third parties.


4. Data Security

We implement appropriate technical and organizational measures to protect your data, including:

  • Encrypted communication (SSL)

  • Restricted access to sensitive data

  • Secure data storage

  • Regular security audits

However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.


5. Your Data Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal data we hold about you

  • Request correction of incorrect data

  • Request deletion of your personal information (where legally possible)

  • Object to processing or withdraw consent

  • Request a copy of your data (data portability)

To exercise any of these rights, please contact us at: info@xclusivefinmart.com


6. Data Retention

We retain your personal data only as long as necessary to:

  • Fulfill the purposes outlined in this policy

  • Comply with legal and regulatory obligations

  • Resolve disputes and enforce our agreements


7. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to improve your experience and gather usage statistics. You can modify your browser settings to refuse cookies, though this may limit some features.


8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of such sites. Please review their privacy policies separately.


9. Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us immediately.


10. Changes to This Policy

We may update this Privacy Policy from time to time. All changes will be posted on this page with the updated effective date. Continued use of our services after changes indicates your acceptance of the updated policy.


11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, contact us at:

DGG Xclusive Finmart Pvt. Ltd.
66/1, Selimpur Road, Dhakuria
Kolkata 700031, WB, IN
Email: Info@xclusivefinmart.com

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